Heroes & Villains, the Aston Villa fanzine

Heroes & Villains => Heroes Discussion => Topic started by: Villafirst on November 27, 2016, 07:10:32 AM

Title: Steve Staunton bankrupt
Post by: Villafirst on November 27, 2016, 07:10:32 AM
According to article in the Sun. Very sad to hear and you wonder how this can happen. Apparently bad advice on investment in Film making schemes was the cause. It seems many ex-players get involved with these dodgy type schemes.
Title: Re: Steve Staunton bankrupt
Post by: Malandro on November 27, 2016, 07:22:38 AM
Great player, not so humble human.
Title: Re: Steve Staunton bankrupt
Post by: Matt Collins on November 27, 2016, 08:08:01 AM
Why do players put their money into weird and dodgy schemes? If you've got a few million there are plenty of safe bets. You could literally just put it into central London property and rent it out to get a nice annual income and appreciating asset
Title: Re: Steve Staunton bankrupt
Post by: Villafirst on November 27, 2016, 08:16:23 AM
Why do players put their money into weird and dodgy schemes? If you've got a few million there are plenty of safe bets. You could literally just put it into central London property and rent it out to get a nice annual income and appreciating asset

Robbie Fowler apparently has a big portfolio of rented properties. A no-brainer really. Surely bricks and mortar is the sensible way of investment?
Title: Re: Steve Staunton bankrupt
Post by: frank black on November 27, 2016, 08:23:32 AM
Why do players put their money into weird and dodgy schemes? If you've got a few million there are plenty of safe bets. You could literally just put it into central London property and rent it out to get a nice annual income and appreciating asset

Greed, peer pressure and dodgy financial advice. If it's not regulated then don't touch it and just because your mates got one and says it's good doesn't make it legit.

If it too good to be true etc......
Title: Re: Steve Staunton bankrupt
Post by: frank black on November 27, 2016, 08:27:03 AM
Why do players put their money into weird and dodgy schemes? If you've got a few million there are plenty of safe bets. You could literally just put it into central London property and rent it out to get a nice annual income and appreciating asset

Robbie Fowler apparently has a big portfolio of rented properties. A no-brainer really. Surely bricks and mortar is the sensible way of investment?

If you buy yourself, probably. It's the dodgy middlemen and 'schemes' that cause the issues. Pension scams are the latest.
Title: Re: Steve Staunton bankrupt
Post by: mr underhill on November 27, 2016, 09:26:37 AM
Fowler specialized in buying really low value property in the north west where the rental yield on investment is amazing. I'm sure his portfolio runs into the hundreds now.
Title: Re: Steve Staunton bankrupt
Post by: Villafirst on November 27, 2016, 09:47:33 AM
It seems a lot of ex-players simply don't put enough away for their retirement or save for "a rainy day"
Title: Re: Steve Staunton bankrupt
Post by: Salsa Party Animal on November 27, 2016, 09:49:46 AM
No sympathy especially on their income. With the salary they get they can spend 2 weeks a year and save the rest.
Title: Re: Steve Staunton bankrupt
Post by: Tony Erdington on November 27, 2016, 10:05:04 AM
Bet he's still got more money than most on here.
Title: Re: Steve Staunton bankrupt
Post by: clash city rocker on November 27, 2016, 10:18:22 AM
I,ve never had much money so if I lost what I had it wouldn't be the end of the world. But if people have had millions and lost it then the reality must be hard to take. Like the song says......if I hadn't seen such riches I could live with being poor. They need to realise that with greater promised returns comes greater risks. So if trap 3 wins the 11.11 at Hove this morning I definetly won't be investing my estimatec £10 profit into the film industry.
Title: Re: Steve Staunton bankrupt
Post by: Chico Hamilton III on November 27, 2016, 10:29:53 AM
Why do players put their money into weird and dodgy schemes? If you've got a few million there are plenty of safe bets. You could literally just put it into central London property and rent it out to get a nice annual income and appreciating asset

Robbie Fowler apparently has a big portfolio of rented properties. A no-brainer really. Surely bricks and mortar is the sensible way of investment?

Liverpool fans used to sing "we all live in a Robbie Fowler house" to the Yellow Submarine tune.
Title: Re: Steve Staunton bankrupt
Post by: olaftab on November 27, 2016, 10:30:53 AM
Men waste money on gambling, alcohol, greed and women in their life based on what they earn and how much they have  so  I would say shame but....
Title: Re: Steve Staunton bankrupt
Post by: dave.woodhall on November 27, 2016, 10:34:16 AM
Why do players put their money into weird and dodgy schemes? If you've got a few million there are plenty of safe bets. You could literally just put it into central London property and rent it out to get a nice annual income and appreciating asset

Robbie Fowler apparently has a big portfolio of rented properties. A no-brainer really. Surely bricks and mortar is the sensible way of investment?

Which I think is what did for Lee Hendrie.
Title: Re: Steve Staunton bankrupt
Post by: Ron Manager on November 27, 2016, 10:58:32 AM
He is still only forty seven, a long way to go yet. He will lose the standard of living his family are used to but a lot of people are in a far worse position.

Money,after all isn't everything. Will no doubt get a job as a pundit in Ireland perhaps if he is lucky.
Title: Re: Steve Staunton bankrupt
Post by: eamonn on November 27, 2016, 11:18:49 AM
So if trap 3 wins the 11.11 at Hove this morning I definetly won't be investing my estimatec £10 profit into the film industry.

How has it got on?
Title: Re: Steve Staunton bankrupt
Post by: ktvillan on November 27, 2016, 11:43:01 AM
I was chatting with a Lawyer friend of mine  about Lee Hendrie's bankruptcy and one or two others.  It was over a year ago , I can't remember the exact details, and I'm not sure how true it is (but he is a Senior Partner in a big Law firm in Brum with no reason to make it up).  anyway he reckoned it's often something of a scam, there is something about them having pensions funds or other investments, possibly offshore, stashed away somewhere.  Apparently if they declare themselves bankrupt there is a way they can keep the dosh.  Nothing would surprise me in the multi million pound world of footballers and their advisors.
Title: Re: Steve Staunton bankrupt
Post by: Dominic22 on November 27, 2016, 11:50:15 AM
Having been involved with unravelling some of these for a couple of ex-players. It is a combination of very poor advice from agents, advisors, colleagues etc. Fantastic salesmen (conmen) coupled with the belief that the revenue are complete idiots.

The having money offshore is i'm afraid not correct it was an investment that went wrong and opened them up to huge re-course for the revenue to claim money back.

There are multiple current players involved but the income and money they have enable them to pay the money off. These players were at the edge of huge salaries (compared to modern football) and of course are not earning that income now so they are in trouble

Title: Re: Steve Staunton bankrupt
Post by: Leicester_Villian on November 27, 2016, 11:57:35 AM
Staunton is is a top guy ...... he can be found most Saturday afternoons watching his son play football for Shenston Pathfinders ....not many ex pros can be found on the touchline at this level
Title: Re: Steve Staunton bankrupt
Post by: Risso on November 27, 2016, 12:06:51 PM
Having been involved with unravelling some of these for a couple of ex-players. It is a combination of very poor advice from agents, advisors, colleagues etc. Fantastic salesmen (conmen) coupled with the belief that the revenue are complete idiots.

The having money offshore is i'm afraid not correct it was an investment that went wrong and opened them up to huge re-course for the revenue to claim money back.

There are multiple current players involved but the income and money they have enable them to pay the money off. These players were at the edge of huge salaries (compared to modern football) and of course are not earning that income now so they are in trouble



That's it in a nutshell.  People like Staunton and Alex Ferguson "invested" money in film schemes, that were designed purely to avoid tax.  When those schemes failed, the people involved have to pay back the tax, plus penalties, plus interest, which can be several times what they put in, in the first place.  Plus they would have paid a fee to the promoter which they wouldn't get back.

Robbie Fowler took a much more sensible course of action by buying lots of very low value rental properties, so that individual properties failing wouldn't affect the overall portfolio.  As somebody else said, the yields involved would have been quite high.  I'm no IFA, but this to me is a much more sensible idea than putting all of your eggs in one basket.  Buy a few million pounds worth of terraced houses or stick it all in one big office block?  The latter is fine if it's in a boom area, but if the underlying tenant folds, then the building is almost worthless.
Title: Re: Steve Staunton bankrupt
Post by: Chris Jameson on November 27, 2016, 12:08:46 PM
Staunton is is a top guy ...... he can be found most Saturday afternoons watching his son play football for Shenston Pathfinders ....not many ex pros can be found on the touchline at this level

How do you know? Gareth Southgate has been known to referee junior matches in the Harrogate area, I've seen Danny Mills watching his sons and daughter and several other pros over the years. A mate told me that Paul Ince was often watching matches when he was at Boro. Harrogate used to be the Stella Street of football until Leeds dropped out of the top flight and their players could no longer afford the exorbitant house prices!
Title: Re: Steve Staunton bankrupt
Post by: damon loves JT on November 27, 2016, 01:22:48 PM
Robbie Fowler is a slum landlord here in Oldham and not a popular figure in the social housing sector.
Title: Re: Steve Staunton bankrupt
Post by: Goldie.7 on November 27, 2016, 01:49:14 PM
If you want to get rich quick then look no further, Fowler and his cronies can help you with that. Offering an intense 1-on-1 course for around a £1000 and after that a mentorship for around £20k.

Nice one Robbie.
Title: Re: Steve Staunton bankrupt
Post by: myf on November 27, 2016, 02:06:24 PM
Apparently Gabby has a load of houses as well
Title: Re: Steve Staunton bankrupt
Post by: Tokyo Sexwhale on November 27, 2016, 02:12:35 PM
Apparently Gabby has a load of houses as well

His kids need to live somewhere.


I remember back in the 90s someone sent Steve Staunton's tax return into the Danny Baker Show.  I can't remember what he earned, but apparently he added the extra information "...and more if I score".
Title: Re: Steve Staunton bankrupt
Post by: clash city rocker on November 27, 2016, 02:55:19 PM
Trap 3 at Hove came nowhere so I will not be investing money in the production of the next bond movie.
Title: Re: Steve Staunton bankrupt
Post by: luke95 on November 27, 2016, 03:08:46 PM
Apparently Gabby has a load of houses as well

Gingerbread houses ?
Title: Re: Steve Staunton bankrupt
Post by: Rudy Can't Fail on November 27, 2016, 04:06:36 PM
Last time I saw Staunton he was walking down Savile Row with an arm full of shopping bags. He still looked badly dressed.
Title: Re: Steve Staunton bankrupt
Post by: Legion on November 27, 2016, 05:11:58 PM
Staunton is is a top guy ...... he can be found most Saturday afternoons watching his son play football for Shenston Pathfinders ....not many ex pros can be found on the touchline at this level

How do you know? Gareth Southgate has been known to referee junior matches in the Harrogate area, I've seen Danny Mills watching his sons and daughter and several other pros over the years. A mate told me that Paul Ince was often watching matches when he was at Boro. Harrogate used to be the Stella Street of football until Leeds dropped out of the top flight and their players could no longer afford the exorbitant house prices!

Gabby regularly goes to watch one of his sons play football on the fields at Walsall EDC on Saturday/Sunday.
Title: Re: Steve Staunton bankrupt
Post by: TopDeck113 on November 27, 2016, 05:20:09 PM
Why is it that whenever I hear that a former top-flight professional footballer has gone bankrupt, the proverb about a fool and his money immediately comes to mind?
Title: Re: Steve Staunton bankrupt
Post by: Chico Hamilton III on November 27, 2016, 06:07:58 PM
Last time I saw Staunton he was walking down Savile Row with an arm full of shopping bags. He still looked badly dressed.

Last time I saw him he was drinking in the Sacred Heart before the Albion cup game last year
Title: Re: Steve Staunton bankrupt
Post by: Ad@m on November 27, 2016, 06:21:33 PM
That's it in a nutshell.  People like Staunton and Alex Ferguson "invested" money in film schemes, that were designed purely to avoid tax.  When those schemes failed, the people involved have to pay back the tax, plus penalties, plus interest, which can be several times what they put in, in the first place.  Plus they would have paid a fee to the promoter which they wouldn't get back.

I'm going out in a limb here but I'd suggest you don't have an intimate knowledge of either Steve Staunton's or Alex Ferguson's tax affairs. If the government are going to offer tax incentives to support investment in to the UK film industry there must be some legitimate ways of utilising them.

It could be as simple as Stan thought that it was a good investment and the film bombed. It happens. The fact he's declared bankruptcy doesn't immediately imply he was in to some dodgy tax scam.
Title: Re: Steve Staunton bankrupt
Post by: brontebilly on November 27, 2016, 06:54:33 PM
He is still only forty seven, a long way to go yet. He will lose the standard of living his family are used to but a lot of people are in a far worse position.

Money,after all isn't everything. Will no doubt get a job as a pundit in Ireland perhaps if he is lucky.

Stan unfortunately became of a figure of fun in Ireland after his efforts as international manager. Media work really isnt his forte, nor management.
Title: Re: Steve Staunton bankrupt
Post by: Dominic22 on November 27, 2016, 07:50:31 PM
That's it in a nutshell.  People like Staunton and Alex Ferguson "invested" money in film schemes, that were designed purely to avoid tax.  When those schemes failed, the people involved have to pay back the tax, plus penalties, plus interest, which can be several times what they put in, in the first place.  Plus they would have paid a fee to the promoter which they wouldn't get back.

I'm going out in a limb here but I'd suggest you don't have an intimate knowledge of either Steve Staunton's or Alex Ferguson's tax affairs. If the government are going to offer tax incentives to support investment in to the UK film industry there must be some legitimate ways of utilising them.

It could be as simple as Stan thought that it was a good investment and the film bombed. It happens. The fact he's declared bankruptcy doesn't immediately imply he was in to some dodgy tax scam.

Have  a read of this to give you an idea http://citywire.co.uk/wealth-manager/news/football-stars-face-life-changing-tax-bills-over-film-scheme/a972226 . Lots of the investors (footballers) had the same agents or firm of agents. These firms were introducers to the financial advisors they were taking a hefty "introducer fee" on the investment. Lots are in real trouble including a fair few ex Villa players some still playing. Unfortunately the advising firm's were complete charlatans all Ltd companies and so most are now wound-up so no avenue to claim redress. 
Title: Re: Steve Staunton bankrupt
Post by: Risso on November 27, 2016, 08:06:45 PM
That's it in a nutshell.  People like Staunton and Alex Ferguson "invested" money in film schemes, that were designed purely to avoid tax.  When those schemes failed, the people involved have to pay back the tax, plus penalties, plus interest, which can be several times what they put in, in the first place.  Plus they would have paid a fee to the promoter which they wouldn't get back.

I'm going out in a limb here but I'd suggest you don't have an intimate knowledge of either Steve Staunton's or Alex Ferguson's tax affairs. If the government are going to offer tax incentives to support investment in to the UK film industry there must be some legitimate ways of utilising them.

It could be as simple as Stan thought that it was a good investment and the film bombed. It happens. The fact he's declared bankruptcy doesn't immediately imply he was in to some dodgy tax scam.

I don't need to have an intimate knowledge of their tax affairs.  I do though, have an in depth knowledge of how the film schemes work, how they were promoted, and the fact that thus far the schemes run by Ingenious have been defeated at tribunal.  It's also a matter of public record as to who invested in those schemes.  I'm afraid that it's with a huge amount of pomposity that I say that I do consider myself to be an expert on such matters.
Title: Re: Steve Staunton bankrupt
Post by: PeterWithesShin on November 27, 2016, 08:38:45 PM
Shame you aren't an expert on quoting  ;)
Title: Re: Steve Staunton bankrupt
Post by: Andy_Lochhead_in_the_air on November 27, 2016, 08:39:31 PM
... film schemes, that were designed purely to avoid tax.  When those schemes failed, the people involved have to pay back the tax, plus penalties, plus interest, which can be several times what they put in, in the first place. 

As their vast wealth has ultimately come from us through extortionate ticket prices and TV subscriptions, it will be nice to see at least a small trifling amount perhaps maybe just finding its way back towards the  NHS, Education, Social Services instead of  Porsches, Rolex watches, and large horrible looking houses. 
Title: Re: Steve Staunton bankrupt
Post by: aev on November 28, 2016, 08:15:55 AM
Apparently Gabby has a load of houses as well

His kids need to live somewhere.


I remember back in the 90s someone sent Steve Staunton's tax return into the Danny Baker Show.  I can't remember what he earned, but apparently he added the extra information "...and more if I score".

I remember that - it was very amusing.
Title: Re: Steve Staunton bankrupt
Post by: Duncan Shaw on November 28, 2016, 09:24:05 AM
Serves them right for being greedy.  My old man always used to say don;t mind paying tax, you've got to earn it in the first place to pay it.  If they're earning massively over average wages pay your 50%, you're still earning loads.
Title: Re: Steve Staunton bankrupt
Post by: Archbishop Herbert Cockthrottle on November 28, 2016, 09:27:10 AM
Trap 3 at Hove came nowhere so I will not be investing money in the production of the next bond movie.

I've just visited Trap 1 and I can assure you there were no winners there either.

MY EYES!
Title: Re: Steve Staunton bankrupt
Post by: darren woolley on November 28, 2016, 09:43:24 AM
I met him a couple of times seems a decent enough chap.
Title: Re: Steve Staunton bankrupt
Post by: Risso on November 28, 2016, 11:03:37 AM
Shame you aren't an expert on quoting  ;)

Wasn't me what arsed it up!
Title: Re: Steve Staunton bankrupt
Post by: ChicagoLion on November 28, 2016, 11:11:23 AM
Serves them right for being greedy.  My old man always used to say don;t mind paying tax, you've got to earn it in the first place to pay it.  If they're earning massively over average wages pay your 50%, you're still earning loads.
My dad said the same and I still disagree with him.
Title: Re: Steve Staunton bankrupt
Post by: AV82EC on November 28, 2016, 11:15:12 AM
Serves them right for being greedy.  My old man always used to say don;t mind paying tax, you've got to earn it in the first place to pay it.  If they're earning massively over average wages pay your 50%, you're still earning loads.
My dad said the same and I still disagree with him.

I just don't think the lyrics scan very well...
Title: Re: Steve Staunton bankrupt
Post by: ChicagoLion on November 28, 2016, 11:20:11 AM
Serves them right for being greedy.  My old man always used to say don;t mind paying tax, you've got to earn it in the first place to pay it.  If they're earning massively over average wages pay your 50%, you're still earning loads.
My dad said the same and I still disagree with him.

I just don't think the lyrics scan very well...
My old man said pay all the tax you can.
And I said I've hired a Tax Accountant.
Title: Re: Steve Staunton bankrupt
Post by: Risso on November 28, 2016, 11:28:16 AM
We hate HMRC and we fucking know it,
We earn loads of dosh and we're going to blow it.
Title: Re: Steve Staunton bankrupt
Post by: peter w on November 28, 2016, 12:40:03 PM
With Risso, and Chicago, even fucking Toronto

they're the boys that's gonna do us fine
Title: Re: Steve Staunton bankrupt
Post by: simboy on November 28, 2016, 12:49:36 PM
well there aint no accountant
like a revenue accountant
and they aint no friend of mine

ALL TOGETHER NOW ...
Title: Re: Steve Staunton bankrupt
Post by: Hookeysmith on November 28, 2016, 12:56:06 PM
Not sure if they are still together or what she looks like now but back in his heyday his missus was an absolute darling - funny how she was attracted to a pale faced Ginger haired Irishman  ::)
Title: Re: Steve Staunton bankrupt
Post by: ChicagoLion on November 28, 2016, 01:18:50 PM
Giggles
Title: Re: Steve Staunton bankrupt
Post by: Lucky Eddie on November 28, 2016, 02:56:38 PM
The first British to British Bosman - ran his contract down leading the board and the fans a merry dance along the way.

No sympathy whatsoever.
Title: Re: Steve Staunton bankrupt
Post by: Villafirst on November 28, 2016, 08:37:30 PM
I see Pulis is facing a nice £3.7M bill after losing an appeal. Palace are in for a nice early Christmas bonus.... It makes you wonder what sort of financial advisors these people employ?
Title: Re: Steve Staunton bankrupt
Post by: kieron on November 28, 2016, 08:57:38 PM
Staunton must still live in the area.

I was on a train home to Lichfield about 12 months ago, got off at Lichfield City station and he was waiting to get off too. I recognised him, had a chat with him, shook his hand and I briefly reminisced about the times I stood on the old Holte as a kid watching him with God; my favourite Villa team.

He spoke of Villa's 'current' decline (it was 12 month ago, remember), so in the 60 seconds or so I chatted with him, it was a quality experience for me personally. Then, about 6-8 weeks ago, I saw him walking down the main street in/out of Lichfield, too, so he's clearly around here somewhere.

And within a day of the 'sighting' of Stan, I walked out of the local booze shop by my place and spotted Sid Cowans walking down the same street with a lady-in-arms too - a quite surreal 24 hours.
Title: Re: Steve Staunton bankrupt
Post by: lordmcgrath5 on November 28, 2016, 09:35:08 PM
Robbie Fowler is a slum landlord here in Oldham and not a popular figure in the social housing sector.

That doesn't surprise me at all. Robbie Fowler is a ******.
Title: Re: Steve Staunton bankrupt
Post by: Villafirst on November 29, 2016, 07:45:20 AM
Pulis might be bankrupt soon! The repayment to Palace is £3.77M plus costs could total £6M according to reports. Shame for him and the Baggies. Worst of all he mislead the court over a land deal.
Title: Re: Steve Staunton bankrupt
Post by: Walmley_Villa on November 29, 2016, 08:13:47 AM
Staunton must still live in the area.

I was on a train home to Lichfield about 12 months ago, got off at Lichfield City station and he was waiting to get off too. I recognised him, had a chat with him, shook his hand and I briefly reminisced about the times I stood on the old Holte as a kid watching him with God; my favourite Villa team.

He spoke of Villa's 'current' decline (it was 12 month ago, remember), so in the 60 seconds or so I chatted with him, it was a quality experience for me personally. Then, about 6-8 weeks ago, I saw him walking down the main street in/out of Lichfield, too, so he's clearly around here somewhere.

And within a day of the 'sighting' of Stan, I walked out of the local booze shop by my place and spotted Sid Cowans walking down the same street with a lady-in-arms too - a quite surreal 24 hours.

Staunton did and possibly still does love in Shenstone
Title: Re: Steve Staunton bankrupt
Post by: Gareth on November 29, 2016, 08:17:29 AM
Would have thought misleading a court was a criminal offence....coupled with the style of football his teams play & the baseball cap look he should be looking at a long sentence minus the time already served at the stripeys?
Title: Re: Steve Staunton bankrupt
Post by: eamonn on November 29, 2016, 09:01:38 AM
Love In Shenstone, is that Mills and Boon?
Title: Re: Steve Staunton bankrupt
Post by: peter w on November 29, 2016, 12:43:56 PM
It was the first rejected song title for an Aerosmith song.
Title: Re: Steve Staunton bankrupt
Post by: LukeJames on November 29, 2016, 12:52:21 PM
My old man always used to say don;t mind paying tax, you've got to earn it in the first place to pay it.  If they're earning massively over average wages pay your 50%, you're still earning loads.

I prefer this version to the one we sing about Blues.
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