Season Ticket Payments over 10 months ?

[TimTheVillain]

Simple question, I've been asked by the MD a finance company to see whether Villa fans would like the club to join their scheme wherby fans pay for their Season Ticket(s) over 10 months rather than the current 4 months etc. ?

It may be interest bearing ( may not be), but if so at 13.9% APR at today's rates.

If the concensus is for this, he will be able to 'sell' this to the club far easier - it's as simple as that !!

Thank you for your participation.

[eastie]

Spreading the payments would help a lot of people out, but there mat be some who if they feel they are not getting value for money that just stop their payments and default.

[mshurst]

I would love to have a season ticket at VP. Unfortunately I cannot afford the 4 payments, nor the one off payment.

A monthly payment scheme would suit me down to the ground, and you'd definitely get me applying!

[Jon.D.Elliott]

I don't get this, surely when i buy my season ticket i give Aston Villa credit as i pay up front for something i haven't received yet (i.e. matches), so if i pay month by month (unless i start to pay after the first month of matches have been completed) I am still giving credit to Aston Villa.
If a finance company wants to make this available over 10 months then i assume they are paying for the season ticket in full and then charging the individual a premium for the loan of the cash ? If thats the case then a zero interest credit card offer would be a better bet as that would give you 12 months to pay it off for no interest ?

Sorry i may have missed the point completely.

[Bungle]

The only downside with this kind of arrangement is that, overall these deals tend to cost a hell of alot more when you add in the interest payments.  I had one once under BFR and decided that in future I would just put away £x per week/month.

[cumgetus]

well as i always payed for me and my son  i think that would suit me better and as for the interest can,t be much over 10 or 12 mts maybe 8 pound a month which is what cple pints down the local

[newtonsballs]

The only downside with this kind of arrangement is that, overall these deals tend to cost a hell of alot more when you add in the interest payments.  I had one once under BFR and decided that in future I would just put away £x per week/month.

That's exactly what I've done for years -in a cash ISA. OK you have to be disciplined, but once you get in the habit it works well.

Newton

[bertlambshank]

Season ticket Barclaycard 12 months interest free.I have used it for the last 3 years.

[Legion]

Season ticket Barclaycard 12 months interest free.I have used it for the last 3 years.

I use this aswell.

[march]

Season ticket Barclaycard 12 months interest free.I have used it for the last 3 years.

I use this aswell.

ditto, already paid over £100 of it, never use the card for anything else

[Legion]

Same here. Easy way of purchasing season ticket then repaying over the year interest free.

[Lee]

I used the Barclaycard option a while ago, worked quite well.

[lennythekad]

Season ticket Barclaycard 12 months interest free.I have used it for the last 3 years.

I use this aswell.

ditto, already paid over £100 of it, never use the card for anything else

Same here. Absolutely no catch whatsoever.I've highlighted this card for the last two years, although a friend who I told about it, says they no longer do these interest free cards. (I realise not everybodys credit rating would allow them to get a card).

[Legion]

My credit rating is shit. I cannot get a new card but am fine with this one. I have a credit limit way in excess of my outstanding debt.

[lennythekad]

Just had a quick look on the Barclays site. No mention of the Barclays Premiership card amongst the various cards available.
I guess most Premier supporting fans that have one, don't use the cards for any other purchases, and Barclays therefore pulled the plug on it.